It’s Dean Hoffman of DH Trading Systems and the Relativity Commodity Trading System.

Whenever I hear news about the mounting U.S debt I think of a friend of mine with two kids in university and a 3rd heading for college in a year.

For some reason university education has exploded faster than virtually anything else. Don’t ask me why. My friend informs me that teaching for his kids is $90,000 a year. What it’ll be when his 3rd kid enters college is anyone’s guess.

A lot is dependent on the U.S. Debt. We do know that the day of reckoning for the debt is coming soon. If that means rapid inflation or a deflationary cycle is debatable.

In both cases the responsibility on folks like my chum with youngsters in school will be greater. And what about those who were expecting to retire? Those plans may be dashed as payment of the debt changes our technique of life.

So there is good reason to worry for folks in all stages of life.

Am I worried?

I’m concerned for folks who will find themselves on a treadmill of mounting debt.

Especially for older folks who don’t have the resources to make up for the loss of wealth.

But am I worried personally and for my clients? I confess I am not.

As a hedge fund manager my job is to find out how to hedge risk with a futures trading system.

And with my Relativity Commodity Trading System I am able to spot possibilities in any market while minimizing risk at the same time.

Not only do futures give you a defense against the overall market ( commodities have a tendency to move the opposite of the stockmarket ) – but my system also has a complete risk control system built in so no trade or group of trades comprises an unwarranted risk.

If you are concerned about the debt and what may occur, you should think about how to hedge the danger to your portfolio. You may be sure that’s what finance institutions are doing as you read this.

My Relativity Commodity Trading System along with money management services gives qualified individuals the facility to exploit the same sort of hedging and risk management secrets that establishments use.

To discover how it’s possible for you to benefit, give me a call at 717-732-1319.

Sincerely,
Dean Hoffman
President, DH Trading Systems

P.S. I have got a few time slots available for personal consultations. But they will only be available for a short time. Give me a call now at 717-732-1319 or respond to this e-mail.

Commodity trading carries substancial risks and is not suitable for all investors. Past performance is not indicative of future performance.

Of course, once you create a financial plan, follow it through for a few years, and then begin to realize the fruits of the plan, there’s absolutely nothing boring about the results. Just be sure you don’t fall into the “get-rich-quick” crowd. Develop your personal financial plan and then just work it.

The first thing your financial plan should show you is exactly how much money you must save in order to live the type of retirement you desire. One of the questions your financial planner needs to know from you is how much income you’ll need once you’ve retired.

Once he or she knows this information, they must come back with a spreadsheet that shows you how much you’re going to have to save. This number is your financial independence number. Once you know the lump sum required to retire on your terms, you’ll then know how much you must save each month in order to meet the goal.

Key information, indeed! How many people do you know who know their personal Financial Independence Number? Is it any wonder 90% of the people out there reach retirement age completely and utterly broke?

Yes, if you have a family, you must pay for life insurance. When you create a financial plan, you can’t skip this part. Income replacement is what life insurance is all about. If your family needs your income while you’re alive, what in the world makes you think they won’t need it if you’re dead?

Since term life insurance is cheaper per thousand than whole life or variable life insurance, term is the way to go here. Multiply your annual income by ten and you’ll be pretty close to how much term insurance you need on yourself.

Getting out of debt is huge for your future. Go find another planner if yours doesn’t bring you a complete plan that includes planning to get out of debt. Your future financial abundance depends on your ability to pay off your consumer debt and then your ability to stay out of debt. Don’t fool yourself on this fact.

Finally, your financial planner should spend some time going over your budget and then offer you some ideas and ways to adjust that budget in ways that can free up money that you can then contribute to your retirement, life insurance or debt elimination needs. With proper planning, financial success can be yours.

The Institute for Supply Management’s September survey of the non-manufacturing (i.e. services) sector came in better than expected today, at 53.2%. With ISM decisionbar survey’s any reading over 50 normally indicates expansion; under 50 – contraction. Today’s number was the ninth straight 50+ number for the services sector. Better yet, employment in the sector also improved, likewise edging up over 50 and giving the third positive reading in five months.

Gold prices are reacting to the current economic weakness and the likelihood that governments around the world will debase their currencies in an attempt to stimulate their economies.

Gold, after all, is the one currency governments cannot devalue.  So as the U.S. dollar and the euro fall, gold prices rise.  Same with other commodities, so long as global demand for raw materials keeps climbing.

Coming off the best single September in the stock and binary option markets in two generations, investors have been looking for this kind of economic foundation to support a bullish hypothesis, and there has been real concern of late that weaker-than-expected economic figures would take the wind out of any market rally that started. But on the other hand, if ever the old adage that bull markets climb a wall of worry would hold true, it would be now. Indeed, we’ve been so worried for so long that it is very easy to find a situation in which a stealth bull market develops while everyone is still complaining about what they see in the rear-view mirror.

Granted, we’re not ragingly bullish. There are still serious political issues to tackle, gold is saying (yelling, actually) that the market is strategically on a very unsound foundation, and there are major risks with both inflation and deflation. Nonetheless, September’s gain is not without merit; the last six times September racked up gains of 5% or more, the anyoption markets were positive for the fourth quarter and for the year, averaging 7.4% and 23.2%, respectively. Indeed, the lowest quarterly gain was 2.44%, in 1997, and the best was a 20.8% bump in 1998. Incidentally, the weakest annual tally following a 5%+ September was 20.26% in 1996, and the best was a humongous 45% run in 1954. At least historically, the strong showing in September 2010 should be a forerunner to a more sustained tactical move upwards.

meantime, the Fed’s dangerous policy of quantitative easing is beginning to have serious international repercussions, and it is from this angle that we see potential icebergs ahead. As the Fed floods the system with dollars, the dollar naturally weakens versus other currencies, which while perhaps in the interest of the United States is an event rarely welcomed by export-oriented nations like Germany and China. Amidst talk of a “global currency war” on trade desks around the world, Japan’s central bank unexpectedly cut interest rates today and sent an unmistakable signal that it will do whatever it can to keep the record-high yen in check. Elsewhere, commodity-rich nations like Brazil and Indonesia have taken steps to control the “fast money” moving in and out of their currencies as massive amounts of investment capital flow in their direction, while “hot” emerging markets like South Korea have done the same. Such reactions are understandable, although perhaps unadvisable; as a veteran of both the breaking of the British pound by George Soros and the draconian currency controls in South Africa, your editor can attest to the slippery slope on which these nations are beginning to tread.

Ultimately, it will be sustained economic growth that removes the need for the Fed to provide additional easing in any form. At that rate, currency pressures will subside. Until then, expect to see demand for emerging markets and commodities – and, for better or worse, the appropriate currencies – remain extraordinarily strong.

The first issue you must see is that almost all of these programs are at least a little dishonest.  No investment can pay out more then 2-3% without a varying degree of risk to the investor.  When investing into one of these risky hyips, one should look for some of the following. 

#1 A Responsive administrator. You want to know that the person in charge of your cash is truly involved in participating on the various forums related to these types of investments .  If an admin is responsive than most likely they will be there to answer your questions or concerns.

#2 A Clear Plan .  Don’t be afraid to ask questions.  Many HYIPs you see advertised online are in truth just games set up in pyramid structures.  Having said this there are legitimate programs that do in fact use members funds for different investing activities.  Ask questions and make sure you know exactly how your money is being used to generate such high returns

#3 Don’t invest money that you can not afford to lose .  High yield investing is extremely risky .  You can not look at them like a secure investment, and unless you can forget about the money, write it off as a loss before you even invest it, you should not be investing into these investment opportunities call hyips .

All in all , you must understand the risks, and take the time needed to do the proper investigating.  Remember that High yield also means high risk when it comes to these sorts of internet investments .

8-27-10 -  Cattle Market Report 

October cattle pushed moderately lower early in the session but managed to run to slightly higher into midday with a rally of over 100 points off of the lows. The stock market moved from lower to sharply higher on the day and this helped support the more positive tone early. Beef prices closed at the highest level since May 27th late on Thursday, and this provided some underlying support as well. But weakness in pork values and ideas that beef prices will suffer after wholesale buyers complete purchases for the Labor Day holiday emerged to send the market back to lower on the day. Boxed beef cutout values at mid-session came in at $164.29, up $0.29 on the day, but select beef was down 67 cents.

8-27-10 -  Hog Market Report 

Most commodity markets rallied today, but surging grain prices and concerns for a seasonal run higher in hog slaughter into the fall kept sellers active in hogs. The market pushed sharply lower early in the session and to the lowest level since August 17th for the October contract, as a sharp setback of more than 3% in pork cutout values in the past two sessions helped lead to talk that cash markets will trend lower into the fall. Cash hogs traded steady to $1.00 lower this morning as compared with trade expectations for steady trade, and this added to the negative tone early. October futures bounced 50 points off of the lows into the mid-session but failed to hold the gains and traded to new lows on the day by the close. Traders remain fearful that consumer resistance to record high prices will be significant due to a weakening economic view in the US.

After reading the hog and cattle review, traders might want to take a peek at the commercial traders momentum.  The Commercial Trader momentum can be tracked by using the Commodity Futures Trading Commission Commitment of Traders reports.  Our idea is that, in a value driven commodity futures market no one knows fair value like the people who produce it or, have to use it.  In fact, it is precisely their sense of value that provides the commodity market’s rhythmic meanderings that swing traders love so much.  Let’s face it, producers know when their product is overvalue and it should be sold just as well as end line users know when they should be stocking up at low prices.  Therefore, trader should be able to incorporate this valuable information into their future market education.

The daily commentaries provide a review of any reports released that day, a recap of each commodity’s traded price activity, an analysis of the factors that influenced price activity, and a look ahead at the schedule for the next day.  CME Group provides market commentaries for wheat, soybeans, corn, silver and gold.   The information in the Market Commentaries was obtained from sources believed to be reliable, but we do not guarantee its accuracy. Neither the information nor any opinion expressed therein constitutes a solicitation of the purchase or sale of any futures or options contracts.

This blog is circulated by Andy Waldock.  Andy Waldock is a financial advisor, analyst, broker, asset manager and traderfor Commodity & Derivative Advisors, located in Sandusky, Ohio.  As a result, Andy Waldock may have positions for himself, his clients, or his relatives in any commodity future market reviewed. The blog is meant for educational purposes and to develop a discussion among those with an interest in the commodity future markets. The commodity markets may not be appropriate for all investors due to the high degree of leverage.  Investing in the commodity futures could result in substantial risk.  If you are interested in reading other published articles, commenting  on his writings or subscribing to Andy’s blog, please visit http://blog.commodityandderivativeadv.com, or if you have any questions, please call 1-866-990-0777.

Phone each company and ask them to send their financial services guide, which gives you important information you need to help you decide if you want to use services such as salaries, how to make a complaint and the insurance business or other compensation. All licensed advisers must produce one.  Or you can send it to overcome their off the list. Find out if the services meet your needs. Other companies may provide a wider range, but can not cover the whole market.

The establishment of the first contact meeting, make an appointment to speak with one of the advisers. Ask to speak with a counselor, not a subordinate employee. You can say that  you are looking for a counselor who best suits your needs and that  you do not want advice or to fill out forms or make commitments at this point.  With the first meeting with the financial adviser, you’ll need your notes in your financial goals and seeks his advice, and a short information about your financial and personal situation. This can help the adviser explain what they can do for you.

There a lot of consultants to choose from, like Shusterman Financial Services. Look for a person who will put their needs first often works with people in your needs will be part of your personality.   Find a library of information on important financial issues that we believe you will find helpful at http://www.shustermanfinancial.com.

Health coaching -  Body Mind Success Coaching is to support your path  to success. This is the secret to every successful individual in any arena…look around, look at athletes, look at businesses, or simply look at the healthy individuals you know.  They all have some support system(s) to help them stay on the road map to success.

Massage Therapist - Danieli Gabardo graduated from Body Mind College as a Certified Holistic Health Practitioner. She completed a Massage Mastery certification program with Dr. Barry Green (2005) in which she learned  trauma release, in-depth deep tissue, therapeutic, esalen and Swedish massage.  In combination with her experience, these therapies provide deep healing and relaxation

Chiropractor in Hillcrest -  The focus of Medicine Free Healing Chiropractic Wellness is more involved in a more holistic therapies to achieve chiropractic wellness  It focuses more on holistic therapies to achieve chiropractic wellness. 

The silver market forged a very wide trading range of roughly $1.11 an ounce today and given the magnitude of the rise off the lows, it wouldn’t seem like the FOMC outcome was heavily damaging to the bull camp. However, some silver players were hopeful of a more aggressive easing action from the Fed and therefore a period of increased volatility might be expected directly ahead. With the passing of the election and the FOMC meeting, the silver trade will probably begin to look ahead to the monthly payroll report on Friday morning.

Gold Market Commentary for 11-03-10  

The gold market seemed to be disappointed in the Fed announcement well ahead of the actual statement. In fact, gold traders seemed to speculate on the prospect of a weak easing move in the aftermath of the US scheduled data flow which was better than most expectations. While the Dollar fell sharply in the lead up to the Fed release, the currency markets didn’t seem to be in any hurry to hammer the Dollar in the hour following the meeting. While the QE2 move might not have been as aggressive as some might have expected the US economy is still poised to get a program of easing moves and that could ultimately provide support to physical commodities like gold.

 After reading the silver and gold review, traders might want to take a peek at the commercial traders momentum.  The Commercial Trader momentum can be tracked by using the Commodity Futures Trading Commission Commitment of Traders reports.  Our idea is that, in a value driven commodity futures market no one knows fair value like the people who produce it or, have to use it.  In fact, it is precisely their sense of value that provides the commodity market’s rhythmic meanderings that swing traders love so much.  Let’s face it, producers know when their product is overvalue and it should be sold just as well as end line users know when they should be stocking up at low prices. Therefore, trader should be able to incorporate this valuable information into their futures market education.

The daily commentaries provide a analysis of each commodity’s traded price activity, an analysis of the factors that influenced price activity, a summary of any reports released that day, and a look ahead at the next day’s schedule.  Market commentaries for soybeans, corn, wheat, silver and gold are provided by CME Group.   The information in the Market Commentaries was obtained from sources believed to be reliable, but we do not guarantee its accuracy. Neither the information nor any opinion expressed therein constitutes a solicitation of the purchase or sale of any futures or options contracts. 

Andy Waldock circulates this blog.  Andy Waldock is a financial advisor, broker, asset manager, trader, and analystfor Commodity & Derivative Advisors, located in Sandusky, Ohio.  As a result, Andy Waldock may have positions for himself, his clients, or his relatives in any commodity future market discussed. The blog is meant for educational purposes and to develop a discussion among those with an interest in the commodity future markets. The commodity markets employ a high degree of leverage and commodity trading  may not be appropriate for all investors.  Investing in the commodity futures could result in considerable risk.  If you are interested in reading other circulated articles, commenting  on his publications or subscribing to Andy’s blog, please visit http://blog.commodityandderivativeadv.com, or if you have any questions, please call 1-866-990-0777.

September silver fell to its lowest level since July 30th today, as it surrendered to outside market pressure in the equities and other commodities. Disappointing Retail Sales figures from China overnight, a higher than expected US trade deficit for the month of June, and a global sell-off in equities had traders focusing on prospects of lower industrial demand ahead. The sharply higher dollar and a movement out of risky assets and into US Treasuries also helped pressure silver.

Gold Market Commentary for 8-11-10  

Gold chopped back and forth today as it managed to hold its own against a sharply higher dollar and a generally weak outlook on the economy. Yesterday’s news that the Fed will hold interest rates down and not reduce its balance sheet had initially provided a lift to the gold market as it was viewed a being inflationary. But the disappointing economic data out of China overnight and the fact that the Fed is going to be an active buyer of US Treasuries appeared to send most of the flight to quality trade back into US Treasuries and the US Dollar. A sharp increase in the US trade deficit in June provided yet another disappointing economic number and contributed to steep sell-off in the equities and a number of commodities, including silver and copper, but gold managed to avoid that kind of pressure.

After reading the gold and silver recap, traders might want to take a peek at the commercial traders momentum.  The Commercial Trader momentum can be tracked by using the Commodity Futures Trading Commission Commitment of Traders reports.  Our idea is that, in a value driven commodity futures market no one knows fair value like the people who produce it or, have to use it.  In fact, it is precisely their sense of value that provides the commodity market’s rhythmic meanderings that swing traders love so much.  Let’s face it, producers know when their product is overvalue and it should be sold just as well as end line users know when they should be stocking up at low prices. Therefore, trader should be able to incorporate this valuable information into their future market education.

Andy Waldock circulates this blog.  Andy Waldock is a financial advisor, trader, analyst, broker and asset managerfor Commodity & Derivative Advisors, located in Sandusky, Ohio.  As a result, Andy Waldock may have positions for himself, his clients, or his family in any commodity future market reviewed. The blog is meant to develop a discussion and educate those with an interest in the commodity future markets. The commodity markets employ a high degree of leverage and commodity trading  may not be advisable for all investors.  There is considerable risk in investing in commodity futures.  If you are interested in reading other published articles, commenting  on his writings or subscribing to Andy’s blog, please visit http://blog.commodityandderivativeadv.com, or if you have any questions, please call 1-866-990-0777. 

The daily commentaries provide a review of any reports released that day, a recap of each commodity’s traded price activity, an analysis of the factors that influenced price activity, and a look ahead at the schedule for the next day.  Market commentaries for corn, wheat, soybeans, gold and silver are provided by CME Group.   The information in the Market Commentaries was obtained from sources believed to be reliable, but we do not guarantee its accuracy. Neither the information nor any opinion expressed therein constitutes a solicitation of the purchase or sale of any futures or options contracts.

In a nutshell market makers are precisely that, market makers! They own the price they make and make the price they own, in essence what this means is that that when you are trading with a market maker you have to deal at the price that they offer you or do not deal at all. Frequently the prices quoted differ from the purchase price in the underlying market on which the CFD is based that may lead to traders paying a higher price or selling at a lower price than what is actually available in the market. They also have a type of an concealed queuing system meaning that if they have already filled a number of customer orders at a price and size that is equivalent to the amount obtainable in the underlying market you simply won’t get filled, on the surface this sounds fair but the issue is that you do not actually know how many clients they’ve already filled meaning that you’re buying and selling blindly in the hope that they do not have many clients buying at the same price as you. 

There are four market makers in Australia it’s easy to determine who they are as these are the guys you hear about the most, you’ve probably even been to at least one of their seminars. The reason market makers spend a huge amount of money on marketing is simple, some market makers benefit from customer losses, they then inject much of this into advertising and marketing to draw in an increasing number of clients. 

Some astute traders are able to exploit mispricing that commonly occurs because of market makers failing to turn on price feeds or simply being too slow to correct prices in unstable markets obviously if you don’t know what you’re doing attempting to take advantage of mispricing can easily be like playing Russian roulette.

If you are not into playing Russian Roulette there is a much better way of trading that will make sure you receive to true market prices always and really know what quantity is offered in the market to buy and sell. The simple answer is to trade direct market access (DMA), DMA CFDs have the basic mechanics of their market made cousins but your order flows directly onto the order book of the equity listed on the exchange over which the CFD is based, this is the most transparent from of CFD in existence. 

Of course there are not as many DMA CFD providers as there are Market Makers for the simple reason that they don’t make as much money. Every DMA CFD order accepted comes at a cost to the CFD provider. This cost is in the form of a commission that the DMA CFD provider must pay in order hedge the order and of course the financing cost that they incur when bowing money to finance the trade. Many of these costs are avoided by market makers for the simple reason that the orders don’t get executed in the underlying market. 

I hope this informative article helps you understand the difference between DMA and Market Made CFDs and assists you to you make the correct choice in terms of choosing a CFD provider.

The silver market also started out under what appeared to be a classic physical commodity market liquidation wave but it also managed to throw off some of the weakness in the face of a mid day recovery effort in the gold market. However, with such significant weakness being seen in platinum, copper and energy prices, the silver market was seemingly fighting an uphill battle. At times last week silver was able to benefit from flight to quality or safe haven expectations, but the initial weakness on Tuesday suggests that silver is finding it difficult to trade like a financial instrument.

Gold Market Commentary Report for 6/29/2010

The gold market saw some initial weakness in the face of what appeared to be another deflationary trading session. However, in the wake of a much sharper than expected slide in US Consumer Confidence and an additional range down failure in the equity markets, it seems as if the flight to quality mentality was rekindled. With the market concerned about European banks repaying the ECB a 442 billion payment later this week, it does seem like the Euro zone debt situation is back in a headline position for the gold trade. For gold to have managed some strength in the face of aggressive and broad based physical commodity selling today, suggests that gold is at times being traded as a financial instrument.

After reading the silver and gold commentary, traders might want to take a peek at the commercial traders momentum.  The Commercial Trader momentum can be tracked by using the Commodity Futures Trading Commission Commitment of Traders reports.  Our idea is that, in a value driven commodity futures market no one knows fair value like the people who produce it or, have to use it.  In fact, it is precisely their sense of value that provides the commodity market’s rhythmic meanderings that swing traders love so much.  Let’s face it, producers know when their product is overvalue and it should be sold just as well as end line users know when they should be stocking up at low prices.  Therefore, trader should be able to incorporate this valuable information into their commodity trading system.

Andy Waldock circulates this blog.  Andy Waldock is a financial advisor, trader, analyst, broker and asset managerfor Commodity & Derivative Advisors, located in Sandusky, Ohio.  As a result, Andy Waldock may have positions for himself, his customers, or his relatives in any commodity future market discussed. The blog is meant for educational purposes and to develop a dialogue among those with an interest in the commodity future markets. The commodity markets may not be suitable for all investors due to the high degree of leverage.   Investing in the commodity futures could result in substantial risk.  If you are interested in reading other circulated articles, commenting  on his writings or subscribing to Andy’s blog, please visit http://blog.commodityandderivativeadv.com.

The daily commentaries provide an analysis of the factors that influenced price activity, a recap of any reports released that day, a summary of each commodity’s traded price activity, and a look ahead at the schedule for the next day.  CME Group provides market commentaries for soybeans, corn, wheat, silver and gold.